Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As we negotiate the sales contract for you, we not only work to get the sales price you want, we will also work to limit the number of closing costs for which you will be responsible.

We will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates we believe to be low. BEWARE- A "Good Faith Estimate" is very often not provided in "good faith" by a lot of mortgage lenders. They are not required by law to be facual or binding and therefore are often used to get you in the deal and then are changed at the last hour- costing you thousands more than you were originally quoted.

We have our loan division- Executive Funding. We provide estimates that are Guaranteed in Writing ** Call us for details. You can use the link on our home page to go to our lending division web site or go to www.execfunding.com .